Capex Financing

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eCommerce

STC Bank eCommerce is a digital payment solution that enables Merchants to accept credit and debit card payments online through a certified payment gateway, whether via a website or mobile application. The service ensures that every transaction is processed securely and efficiently from start to finish, all within just a few seconds.

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eCommerce

STC Bank eCommerce is a solution that enables Merchants to accept credit and debit card payments online through a certified payment gateway from a website or mobile application. It processes each transaction securely from start to finish, and all in just a few seconds.

CAPEX Financing from STC Bank is a medium-term solution designed for SMEs, helping businesses acquire  operational assets that support growth to improve efficiency with flexible repayment plans aligned with cash flow.

Terms & conditions:
  • Business Vintage must be above 1 year.
  • POS turnover must be above SAR 800,000 in the last 12 months
  • VAT report for the last 12 months.

Pricing
Management Fees
Payment Frequency
10% - 17 %
1% - 5%
Monthly / Quarterly / Semi-Annual / Annually

Finance Calculation

Finance Amount
⃁ 200,000
⃁ 2,000,000
⃁ 10,000,000
Payment Frequency
Monthly
Quarterly
Semi-Annual
Tenor
60 Months
36 Months
12 Months
Pricing
17%
15%
10%
Management Fees
4%
3%
1%
Management Fees Amount
⃁ 8,000
 ⃁ 60,000
⃁ 100,000
Installment Amount
⃁ 4,845.56
⃁ 205,328.15
⃁ 5,264,355.05
Profit Amount
⃁ 1,117.25
⃁ 68,860.11
⃁ 384,102.71
Total Financing Amount
⃁ 290,733.88
⃁ 2,463,937.79
⃁ 10,528,710.10

Application Requirements