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Meet the team
Innovative minds have come together to provide an excellent digital banking experience.
Board of Directors
Board of directors
Saleh Ibrahim Almutawa
Independent
Board of Directors Chairman
Board Risk Committee Member
Independent
Saleh Ibrahim Almutawa
Chairman of the Board of Directors at STC Bank and member of the Board Risk Committee, bringing extensive experience in treasury, financial markets, and investment management. Previously served as General Manager of Treasury and held senior leadership roles across treasury and investment functions, including Assistant General Manager, Chief Dealer, and Head of Investments. Brings deep expertise across fixed income trading, money markets, and capital markets, with over 25 years of experience in treasury operations and financial governance.
Moaeed Huwaij Alsaloom
Non-Executive
Board of Directors Vice Chairman
Executive Committee Chairman
Nomination and Remuneration Committee Member
Non-Executive
Moaeed Huwaij Alsaloom
Vice Chairman of the Board of Directors at STC Bank, Chairman of the Board Executive Committee, and member of the Board Nomination and Remuneration Committee, with extensive experience in investment, operations, and regional board leadership. Currently serves as Group Chief New Markets Officer at stc Group and Chairman of stc Bahrain, with prior board leadership roles across regional telecom and infrastructure entities. Contributes strong oversight in strategic expansion, investment governance, and regional market development.
Motaz Ali Alangari
Non-Executive
Board of Directors Member
Board Risk Committee Member
Non-Executive
Motaz Ali Alangari
Board of Directors member at STC Bank and member of the Board Risk Committee, bringing extensive experience in investment banking, corporate finance, and capital markets. Currently serves as Chief Investment Officer at stc Group Saudi Arabia, and Vice Chairman of TAWAL Group, in addition to serving as a Board Member of Solutions by stc. Previously held senior roles at Saudi Fransi Capital and Morgan Stanley Saudi Arabia. Has served on multiple boards and investment committees, including as Chairman of Tali Ventures Fund, with a strong focus on investment governance and portfolio oversight.
Ramya Narayanan
Non-Executive
Board of Directors Member
Executive Committee Member
Non-Executive
Ramya Narayanan
Board of Directors member at STC Bank and member of the Board Executive Committee, with extensive international experience in corporate strategy, execution, and financial services transformation. Currently serves as Chief Strategy Officer at Western Union USA and previously held senior leadership roles at American Express USA across strategy, product, and global business leadership. Brings strong perspectives in strategy formulation, business transformation, and long term value creation.
Mohammed Ali Alhokal
Independent
Board of Directors Member
Board Audit Committee Chairman
Independent
Mohammed Ali Alhokal
Board of Directors member at STC Bank and Chairman of the Board Audit Committee, with extensive experience across banking, investment, and industrial sectors. Has served on the boards and audit committees of several investment and industrial entities and chaired multiple audit committees. Previously held senior executive roles at Samba Financial Group, Alawwal Bank, and Saudi American Bank, bringing strong governance oversight in audit and financial control.
Wael Abdulaziz Raies
Independent
Board of Directors Member
Executive Committee Member
Independent
Wael Abdulaziz Raies
Board member at STC Bank and member of the Board Executive Committee, with extensive experience in strategy, transformation, and corporate governance within the financial services sector. Has led large scale strategy and innovation initiatives, working closely with executive management and boards on enterprise planning and performance management. Brings strong expertise in governance, risk oversight, and sustainable value creation.
Ameen Fahad Alshiddi
Non-Executive
Board of Directors Member
Executive Committee Member
Board Risk Committee Chairman
Non-Executive
Ameen Fahad Alshiddi
Board of Directors member at STC Bank, member of the Board Executive Committee, and Chairman of the Board Risk Committee, with extensive experience in corporate finance, investment operations, and governance. Currently serves as Senior Vice President and Group Chief Financial Officer of stc Group, overseeing corporate finance, investment operations, and risk management. Contributes strong oversight in capital allocation, treasury, and financial governance.
Faisal Saeed AlSaber
Non-Executive
Board of Directors Member
Executive Committee Member
Non-Executive
Faisal Saeed AlSaber
Board of Directors member at STC Bank and member of the Board Executive Committee, with over 25 years of leadership experience across commercial operations, sales, marketing, and customer growth. Currently serves as Group Chief Commercial Officer at stc Group, overseeing large scale commercial operations across multiple markets. Brings strong expertise in commercial strategy, partnerships, and customer experience.
Mohammed Ibrahim Al-issa
Independent
Board of Directors Member
Nomination and Remuneration Committee Chairman
Independent
Mohammed Ibrahim Al-issa
Board of Directors member at STC Bank and Chairman of the Board Nomination and Remuneration Committee, with extensive experience in finance, investment, treasury, and risk management. Currently serves as Chief Financial Officer of Assila Investment Company and previously held senior leadership roles at SAB. Serves on the boards and committees of several companies across investment, retail, and healthcare sectors, contributing strong expertise in financial oversight and governance.
Amer Hezam Alkharsan
Secretary General of Board
Secretary General of Board
Amer Hezam Alkharsan
Secretary General of the Board of Directors of STC Bank and Chief Corporate Affairs Officer, with extensive experience in board governance, corporate affairs, and regulatory engagement.
Previously held senior executive roles at stc Pay, with leadership responsibilities spanning business growth, international markets, and board secretariat functions.
Also serves on the boards of stc Pay Bahrain and stc Remittances.
Holds a Bachelor’s degree in Systems Engineering from KFUPM and completed executive education programs at Harvard Business School and Oxford.
Executive Committee
Executive Committee
Moaeed Huwaij Alsaloom
Non-Executive
Board of Directors Vice Chairman
Executive Committee Chairman
Nomination and Remuneration Committee Member
Non-Executive
Moaeed Huwaij Alsaloom
Vice Chairman of the Board of Directors at STC Bank, Chairman of the Board Executive Committee, and member of the Board Nomination and Remuneration Committee, with extensive experience in investment, operations, and regional board leadership. Currently serves as Group Chief New Markets Officer at stc Group and Chairman of stc Bahrain, with prior board leadership roles across regional telecom and infrastructure entities. Contributes strong oversight in strategic expansion, investment governance, and regional market development.
Ramya Narayanan
Non-Executive
Board of Directors Member
Executive Committee Member
Non-Executive
Ramya Narayanan
Board of Directors member at STC Bank and member of the Board Executive Committee, with extensive international experience in corporate strategy, execution, and financial services transformation. Currently serves as Chief Strategy Officer at Western Union USA and previously held senior leadership roles at American Express USA across strategy, product, and global business leadership. Brings strong perspectives in strategy formulation, business transformation, and long term value creation.
Wael Abdulaziz Raies
Independent
Board of Directors Member
Executive Committee Member
Independent
Wael Abdulaziz Raies
Board member at STC Bank and member of the Board Executive Committee, with extensive experience in strategy, transformation, and corporate governance within the financial services sector. Has led large scale strategy and innovation initiatives, working closely with executive management and boards on enterprise planning and performance management. Brings strong expertise in governance, risk oversight, and sustainable value creation.
Ameen Fahad Alshiddi
Non-Executive
Board of Directors Member
Executive Committee Member
Board Risk Committee Chairman
Non-Executive
Ameen Fahad Alshiddi
Board of Directors member at STC Bank, member of the Board Executive Committee, and Chairman of the Board Risk Committee, with extensive experience in corporate finance, investment operations, and governance. Currently serves as Senior Vice President and Group Chief Financial Officer of stc Group, overseeing corporate finance, investment operations, and risk management. Contributes strong oversight in capital allocation, treasury, and financial governance.
Faisal Saeed AlSaber
Non-Executive
Board of Directors Member
Executive Committee Member
Non-Executive
Faisal Saeed AlSaber
Board of Directors member at STC Bank and member of the Board Executive Committee, with over 25 years of leadership experience across commercial operations, sales, marketing, and customer growth. Currently serves as Group Chief Commercial Officer at stc Group, overseeing large scale commercial operations across multiple markets. Brings strong expertise in commercial strategy, partnerships, and customer experience.
Audit Committee
Audit Committee
Mohammed Ali Alhokal
Independent
Board of Directors Member
Board Audit Committee Chairman
Independent
Mohammed Ali Alhokal
Board of Directors member at STC Bank and Chairman of the Board Audit Committee, with extensive experience across banking, investment, and industrial sectors. Has served on the boards and audit committees of several investment and industrial entities and chaired multiple audit committees. Previously held senior executive roles at Samba Financial Group, Alawwal Bank, and Saudi American Bank, bringing strong governance oversight in audit and financial control.
Saleh Abdullah Alyahya
Independent
Audit Committee Member
Independent
Saleh Abdullah Alyahya
Member of the Board Audit Committee at STC Bank, with extensive experience in audit, assurance, and advisory services across multiple sectors. Professional career includes over 11 years with Ernst & Young in Saudi Arabia, progressing to Partner in Charge of Audit Services, in addition to international experience through EY’s Dallas office. Expertise spans assurance and advisory engagements across banking, ICT, oil and gas, manufacturing, healthcare, hospitality, construction, and real estate sectors. Holds multiple leadership roles as chairman and member of audit committees across several organizations, contributing strong audit and governance oversight.
Monahy Komeikh Almoreikhy
Independent
Audit Committee Member
Independent
Monahy Komeikh Almoreikhy
Member of Board Audit Committee at STC Bank, bringing over four decades of experience in banking, auditing, and corporate governance. Professional background includes senior audit and management roles at leading Saudi financial institutions, including Al Rajhi Bank and Albilad Bank, in addition to audit committee membership at the Saudi Investment Bank. Career progression began in information management and advanced into senior leadership positions across banking operations and internal audit functions. Contributes deep expertise in audit oversight, governance frameworks, and financial control.
Nomination & Remuneration Committee
Nomination & Remuneration Committee
Mohammed Ibrahim Al-issa
Independent
Board of Directors Member
Nomination and Remuneration Committee Chairman
Independent
Mohammed Ibrahim Al-issa
Board of Directors member at STC Bank and Chairman of the Board Nomination and Remuneration Committee, with extensive experience in finance, investment, treasury, and risk management. Currently serves as Chief Financial Officer of Assila Investment Company and previously held senior leadership roles at SAB. Serves on the boards and committees of several companies across investment, retail, and healthcare sectors, contributing strong expertise in financial oversight and governance.
Moaeed Huwaij Alsaloom
Non-Executive
Board of Directors Vice Chairman
Executive Committee Chairman
Nomination and Remuneration Committee Member
Non-Executive
Moaeed Huwaij Alsaloom
Vice Chairman of the Board of Directors at STC Bank, Chairman of the Board Executive Committee, and member of the Board Nomination and Remuneration Committee, with extensive experience in investment, operations, and regional board leadership. Currently serves as Group Chief New Markets Officer at stc Group and Chairman of stc Bahrain, with prior board leadership roles across regional telecom and infrastructure entities. Contributes strong oversight in strategic expansion, investment governance, and regional market development.
Mohammed Saleh Al-khushail
Non-Executive
Nomination and Remuneration Committee Member
Non-Executive
Mohammed Saleh Al-khushail
Member of the Board Nomination and Remuneration Committee at STC Bank, bringing extensive experience in strategy, governance, and organizational leadership across the telecom and financial services sectors. Currently serves as Vice President of New Markets Strategy and Excellence at stc Group, with prior senior leadership roles across human resources, logistics support, corporate development, and institutional governance. Contributes strong expertise in leadership development, governance frameworks, and organizational effectiveness.
Faisal Yousef Jadu
Independent
Nomination and Remuneration Committee Member
Independent
Faisal Yousef Jadu
Member of the Board Nomination and Remuneration Committee at STC Bank, with extensive experience in people, culture, and governance across both the public and private sectors. Currently serves as Chief People and Culture Officer at ACWA Power, leading group wide people, culture, and communications functions and advising senior leadership on strategic organizational initiatives. His background includes senior executive roles across government and financial institutions, with a strong focus on human capital transformation. Brings strong oversight capabilities in governance, leadership development, and performance management.
Risk Committee
Risk Committee
Ameen Fahad Alshiddi
Non-Executive
Board of Directors Member
Executive Committee Member
Board Risk Committee Chairman
Non-Executive
Ameen Fahad Alshiddi
Board of Directors member at STC Bank, member of the Board Executive Committee, and Chairman of the Board Risk Committee, with extensive experience in corporate finance, investment operations, and governance. Currently serves as Senior Vice President and Group Chief Financial Officer of stc Group, overseeing corporate finance, investment operations, and risk management. Contributes strong oversight in capital allocation, treasury, and financial governance.
Saleh Ibrahim Almutawa
Independent
Board of Directors Chairman
Board Risk Committee Member
Independent
Saleh Ibrahim Almutawa
Chairman of the Board of Directors at STC Bank and member of the Board Risk Committee, bringing extensive experience in treasury, financial markets, and investment management. Previously served as General Manager of Treasury and held senior leadership roles across treasury and investment functions, including Assistant General Manager, Chief Dealer, and Head of Investments. Brings deep expertise across fixed income trading, money markets, and capital markets, with over 25 years of experience in treasury operations and financial governance.
Motaz Ali Alangari
Non-Executive
Board of Directors Member
Board Risk Committee Member
Non-Executive
Motaz Ali Alangari
Board of Directors member at STC Bank and member of the Board Risk Committee, bringing extensive experience in investment banking, corporate finance, and capital markets. Currently serves as Chief Investment Officer at stc Group Saudi Arabia, and Vice Chairman of TAWAL Group, in addition to serving as a Board Member of Solutions by stc. Previously held senior roles at Saudi Fransi Capital and Morgan Stanley Saudi Arabia. Has served on multiple boards and investment committees, including as Chairman of Tali Ventures Fund, with a strong focus on investment governance and portfolio oversight.
Mazen Dakel Alahmadi
Non-Executive
Board Risk Committee Member
Non-Executive
Mazen Dakel Alahmadi
Member of the Board Risk Committee at STC Bank, with extensive experience in cybersecurity, data governance, and enterprise technology risk. Has held executive and director level leadership roles at stc Group since 2016, leading large scale cybersecurity, infrastructure, and digital transformation initiatives across the group and its subsidiaries. Currently serves as stc Group Vice President for Cybersecurity and Data Management, overseeing group wide cybersecurity strategy, data governance, and regulatory alignment. Contributes deep expertise in technology risk oversight, operational resilience, and regulatory compliance.
Ravishanker Visvanathan
Independent
Board Risk Committee Member
Independent
Ravishanker Visvanathan
Member of the Board Risk Committee at STC Bank, bringing extensive leadership experience in banking, enterprise risk management, and regulatory compliance across Saudi Arabia. Professional background includes senior executive roles such as Chief Risk Officer and CEO Advisor at Saudi Industrial Development Fund (SIDF), with responsibility for enterprise-wide risk management, credit risk oversight, capital planning, and governance frameworks. Brings strong expertise in board-level risk oversight, credit governance, and regulatory engagement.
Technology Committee
Technology Committee
Abdullah Mohsen Alowini
Alejandro Carbon
Hussam Oudah Althebiani
Shrouq Saleh Al-Hadyan
Shariah Committee
Shariah committee
H.E. Sheikh Dr. Abdullah Mohammed Almutlaq
Independent
Shariah Committee Chairman
Independent
H.E. Sheikh Dr. Abdullah Mohammed Almutlaq
Member of the Shariah Committee at STC Bank, with extensive international experience in Islamic economics, finance, and Shariah governance. Previously served as Director of the Islamic Economics Research Center at King Abdulaziz University and as Professor of Islamic Economics until retirement. Member of the Shariah Board of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) and former Chairman of Shariah boards for several Islamic banks and Takaful companies globally, in addition to serving as Shariah advisor to Emirates NBD. Holds a Ph.D. and Master’s degree in Economics from the University of California and a Bachelor’s degree in Economics from King Abdulaziz University. Recipient of multiple international awards in Islamic banking and finance.
Sheikh Dr. Mohamed Ali Elgari
Independent
Shariah Committee Member
Independent
Sheikh Dr. Mohamed Ali Elgari
Member of the Shariah Committee at STC Bank. Holds a PhD in Economics from the University of California. Renowned Professor of Islamic Economics and former Director of the Centre for Research in Islamic Economics at King Abdulaziz University. Member of multiple Sharia boards for local and international banks and financial institutions. Recipient of the International Award in Islamic Banking and Finance from the Islamic Development Bank (2004). Author of numerous books and articles on Islamic finance in Arabic and English.
Sheikh Dr. Yousef Abdullah Alshubily
Independent
Shariah Committee Member
Independent
Sheikh Dr. Yousef Abdullah Alshubily
Member of the Shariah Committee at STC Bank, with extensive experience in Islamic jurisprudence, legislation, and arbitration. Professional roles include consultancy to the Committee on Judicial Legislations in Saudi Arabia and membership in the Civil Transactions System legislative team. Previous appointments include Board Membership at the General Authority for the Guardianship of Minors’ Funds and advisory roles with several Islamic jurisprudence and banking institutions. Holds Ph.D., Master’s, and Bachelor’s degrees in Comparative Jurisprudence from Imam Muhammad ibn Saud Islamic University, all awarded with distinction and first-class honors.
Committee duties
The Shariah committee is responsible for supervising compliance with Shariah principles and rules and their application in the bank. And It consists of group of specialists whose knowledge and experience are not limited only to the Shariah and related matters, but also include the jurisprudence of contemporary financial transactions used to form Shariah decisions given to the bank.
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The committee shall be responsible for all its decisions related to Shariah matters. The board must rely on the committee for issuing Shariah decisions related to engaging in Islamic banking activities. The committee shall perform the following tasks:
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It shall supervise the compliance of Islamic banking transactions with the Shariah principles and rules. Shariah compliance reports and internal Shariah audit observations should enable the committee to identify issues that require attention and, where appropriate, propose corrective measures.
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It shall issue decisions on Shariah matters so that the bank can comply with the Shariah principles and rules.
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It shall ensure that the Shariah policies and procedures developed by the bank are consistent with the Shariah principles and rules.
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The committee shall assess the compliance and internal Shariah audit work to ensure compliance with the Shariah aspects. Such assessment is part of the tasks related to submitting the reports on assessment of Shariah compliance.
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It shall prepare an annual report on the compliance of the banking Islamic activities of the bank with the Shariah principles and rules and submit it to the board.
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The Shariah committee is responsible for supervising compliance with Shariah principles and rules and their application in the bank. And It consists of group of specialists whose knowledge and experience are not limited only to the Shariah and related matters, but also include the jurisprudence of contemporary financial transactions used to form Shariah decisions given to the bank.
- The committee shall be responsible for all its decisions related to Shariah matters. The board must rely on the committee for issuing Shariah decisions related to engaging in Islamic banking activities. The committee shall perform the following tasks:
- It shall supervise the compliance of Islamic banking transactions with the Shariah principles and rules. Shariah compliance reports and internal Shariah audit observations should enable the committee to identify issues that require attention and, where appropriate, propose corrective measures.
- It shall issue decisions on Shariah matters so that the bank can comply with the Shariah principles and rules.
- It shall ensure that the Shariah policies and procedures developed by the bank are consistent with the Shariah principles and rules.
- The committee shall assess the compliance and internal Shariah audit work to ensure compliance with the Shariah aspects. Such assessment is part of the tasks related to submitting the reports on assessment of Shariah compliance.
- It shall prepare an annual report on the compliance of the banking Islamic activities of the bank with the Shariah principles and rules and submit it to the board.
Related documents
Shariah governance framework
The Sharia Committee works within a clear and detailed governance framework to ensure the conduct of business and its compliance with the provisions of Islamic Sharia and Islamic banking.
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